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1. General

The following constitute Top Tellers Ltd (www.toptellers.club) general Terms and Conditions of Trade (T&C). All orders for Products or Services placed Top Tellers Ltd are subject to these T&C regardless of the channel used to place the orders. Top Tellers Ltd reserves the right to alter these T&C as and when necessary. The onus is on the Customer to check the company’s updated T&C.

Version: 12. May 2021

2. Access and Use of the Service

2.1 Use Description

Top Tellers Ltd, service, and any content viewed through our service, is solely for your personal and non-commercial use. With your Top Tellers Ltd purchase, we grant you a limited, non-exclusive, non-transferable, license to access the Top Tellers Ltd content and view your course(s) through the service on a streaming-only basis for that purpose. Except for the foregoing limited license, no right, title or interest shall be transferred to you. You agree not to use the service for public performances. Top Tellers Ltd may revoke your license at any time in its sole discretion. Upon such revocation, you must promptly destroy all content downloaded or otherwise obtained through the service, as well as copies of such materials, whether made in accordance with these Terms of Service or otherwise.

2.2 Your Registration Obligations

You may be required to register with Top Tellers Ltd in order to access and use certain features of the Service. If you choose to register for the Service, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Service’s registration form. Registration data and certain other information about you are governed by our Privacy. If you are under 13 years of age, you are not authorized to use the Service, with or without registering. In addition, if you are under 18 years old, you may use the Service, with or without registering, only with the approval of your parent or guardian.

2.3 Modifications to Service

Top Tellers Ltd reserves the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Top Tellers Ltd will not be liable to you or to any third party for any modification, suspension or discontinuance of the Service. We have no obligation to retain any of Your Account or Submitted Content for any period of time beyond what may be required by applicable law.

2.5 General Practices Regarding Use and Storage

You acknowledge that Top Tellers Ltd may establish general practices and limits concerning use of the Service, including without limitation the maximum period of time that data or other content will be retained by the Service and the maximum storage space that will be allotted on Top Tellers Ltd’s servers on your behalf.

You agree that Top Tellers Ltd has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Service. You acknowledge that Top Tellers Ltd reserves the right to terminate accounts that are inactive for an extended period of time. You further acknowledge that Top Tellers Ltd reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

2.6 Custom made streaming solutions and services

Top Tellers Ltd is not responsible for the content of the streaming on the custom made platform. Artist is responsible for the content on custom made platform.

2.7 Money Back Guarantee
Unless otherwise noted during your purchase of the Service you choose, as required by applicable law in your jurisdiction, you have the right to cancel your subscription as long as the service was not used within the first 14 days after purchase, Top Tellers Ltd will refund the full amount of your purchase and subsequently terminate your access.

Refunds are not available for customers 14 days after a purchase. Refunds are not available for accounts which have violated the terms of service; violations are determined at Top Tellers Ltd’s sole discretion. If Top Tellers Ltd determines that you are abusing our refund policy, we reserve the right to suspend or terminate your account and refuse or restrict any and all current or future use of the Service without delivering a refund.

To request a refund or to ask a question regarding the 14-day money back guarantee, email Support at info@toptellers.com.

3. Conditions of Use

3.1 User Conduct

You are solely responsible for all code, video, images, information, data, text, software, music, sound, photographs, graphics, messages or other materials (“content”) that you upload, post, publish or display (hereinafter, “upload”) or email or otherwise use via the Service.

Top Tellers Ltd reserves the right to investigate and take appropriate legal action against anyone who, in Top Tellers Ltd 's sole discretion, violates this provision, including without limitation, removing the offending content from the Service, suspending or terminating the account of such violators and reporting you to the law enforcement authorities.

You agree to not use the Service to:

• email or otherwise upload any content that (i) infringes any intellectual property or other proprietary rights of any party; (ii) you do not have a right to upload under any law or under contractual or fiduciary relationships; (iii) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (iv) poses or creates a privacy or security risk to any person; (v) constitutes unsolicited or unauthorized advertising, promotional materials, commercial activities and/or sales, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” “contests,” “sweepstakes,” or any other form of solicitation; (vi) is unlawful, harmful, threatening, abusive, harassing, tortious, excessively violent, defamatory, vulgar, obscene, pornographic, libellous, invasive of another’s privacy, hateful racially, ethnically or otherwise objectionable; or (vii) in the sole judgment of Top Tellers Ltd, is objectionable or which restricts or inhibits any other person from using or enjoying the Service, or which may expose Top Tellers Ltd or its users to any harm or liability of any type;

• interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;

• violate any applicable local, state, national or international law, or any regulations having the force of law;

• impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; solicit personal information from anyone under the age of 18;

• harvest or collect email addresses or other contact information of other users from the Service by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;

• advertise or offer to sell or buy any goods or services for any business purpose that is not specifically authorized;

• further or promote any criminal activity or enterprise or provide instructional information about illegal activities; or

• obtain or attempt to access or otherwise obtain any materials or information through any means not intentionally made available or provided for through the Service.

3.2 Fees

To the extent the Service or any portion thereof is made available for any fee, you will be required to select a payment plan and provide Top Tellers Ltd information regarding your credit card or other payment instrument.

You represent and warrant to Top Tellers Ltd that such information is true and that you are authorized to use the payment instrument. You will promptly update your account information with any changes (for example, a change in your billing address or credit card expiration date) that may occur. You agree to pay Top Tellers Ltd the amount that is specified in the payment plan (as well as any applicable taxes) in accordance with the terms of such plan and this Terms of Service.

You hereby authorize Top Tellers Ltd to bill your payment instrument in accordance with the terms of the applicable payment plan (as well as any applicable taxes) until you terminate your account, and you further agree to pay any charges so incurred.

4. Intellectual Property Rights

4.1 Service Content, Software and Trademarks

You acknowledge and agree that the Service may contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade secret or other proprietary rights and laws. Except as expressly authorized by Top Tellers Ltd, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Service Content, in whole or in part, except that the foregoing does not apply to your own User Content (as defined below) that you legally upload to the Service.

In connection with your use of the Service you will not engage in or use any data mining, robots, scraping or similar data gathering or extraction methods. If you are blocked by Top Tellers Ltd from accessing the Service (including blocking your IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address). Any use of the Service or the Service Content other than as specifically authorized herein is strictly prohibited.

The technology and software underlying the Service or distributed in connection therewith are the property of Top Tellers Ltd, our affiliates and our partners (the “Software”). You agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer any right in the Software. Any rights not expressly granted herein are reserved by Top Tellers Ltd

The Top Tellers Ltd name and logos are trademarks and service marks of Top Tellers Ltd (collectively the “Top Tellers Ltd Trademarks”). Other Top Tellers Ltd, product, and service names and logos used and displayed via the Service may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to Top Tellers Ltd Nothing in this Terms of Service or the Service should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Top Tellers Ltd Trademarks displayed on the Service, without our prior written permission in each instance. All goodwill generated from the use of Top Tellers Ltd Trademarks will inure to our exclusive benefit.

4.2 Third Party Material

Under no circumstances will Top Tellers Ltd be liable in any way for any content or materials of any third parties (including users), including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any such content. You acknowledge that Top Tellers Ltd does not pre-screen content, but that Top Tellers Ltd and its designees will have the right (but not the obligation) in their sole discretion to refuse or remove any content that is available via the Service.

Without limiting the foregoing, Top Tellers Ltd and its designees will have the right to remove any content that violates these Terms of Service or is deemed by Top Tellers Ltd, in its sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.

4.3 User Content Transmitted

Through the Service: With respect to the content or other materials you upload through the Service or share with other users or recipients (collectively, “User Content”), you represent and warrant that you own all right, title and interest in and to such User Content, including, without limitation, all copyrights and rights of publicity contained therein, and that you have all required rights to post or transmit such content or other materials without violation of any third-party rights.

By uploading any User Content, you hereby grant and will grant Top Tellers Ltd, its affiliated companies and partners (including but not limited to Top Tellers Ltd instructors, practitioners and other third parties providing instructional information through the Services, collectively “partners”) a nonexclusive, worldwide, royalty free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to copy, display, upload, adapt, perform, publish, distribute (through multiple tiers of distribution and partnerships), store, modify and otherwise use and fully exploit your User Content in any and all media, form, medium, technology or distribution methods now known or later developed and for any and all purposes (commercial or otherwise).

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information relevant to the Service (“Submissions”), provided by you to Top Tellers Ltd, its affiliated companies or partners are non-confidential and Top Tellers Ltd, its affiliated companies and partners will be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

You acknowledge and agree that Top Tellers Ltd may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process, applicable laws or government requests; (b) enforce these Terms of Service; (c) respond to claims that any content violates the rights of third parties; or (d) protect the rights, property, or personal safety of Top Tellers Ltd, its users and the public. You understand that the technical processing and transmission of the Service, including your content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

4.4 Copyright Complaints

Top Tellers Ltd respects the intellectual property of others, and we ask our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, or that your intellectual property rights have been otherwise violated, you should notify M Top Tellers Ltd of your infringement claim in accordance with the procedure set forth below.
You may also contact us by mail at info@toptellers.com.

To be effective, the notification must be in writing and contain the following information: an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; a description of the copyrighted work or other intellectual property that you claim has been infringed; a description of where the material that you claim is infringing is located on the Service, with enough detail that we may find it on the Service; your address, telephone number, and email address; a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, its agent, or the law; a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

5. Third Party Websites

The Service may provide, or third parties may provide, links or other access to other sites and resources on the Internet. Top Tellers Ltd has no control over such sites and resources and Top Tellers Ltd is not responsible for and does not endorse such sites and resources.

You further acknowledge and agree that Top Tellers Ltd will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, events, goods or services available on or through any such site or resource. Any dealings you have with third parties found while using the Service are between you and the third party, and you agree that Top Tellers Ltd is not liable for any loss or claim that you may have against any such third party.

6. Disclaimer of Warranties

Your use of the service is at your sole risk. The service is provided on an ‘as is’ and ‘as available’ basis. Except as otherwise expressly provided herein, Top Tellers Ltd expressly disclaims all warranties of any kind, whether express, implied or statutory, including, but not limited to the implied or statutory, including, but not limited to the implied warranties of merchant ability, title and non-infringement.

7. Information

To the fullest extent permissible by law, you agree that we are not responsible if information made available on this site is not accurate, complete or current.

The material on this website is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information, and should not be taken as expert information. Any reliance on the material on this site is at your own risk.

8. Termination

You agree that Top Tellers Ltd, in its sole discretion, may suspend or terminate your account (or any part thereof) or use of the Service and remove and discard any content within the Service, for any reason, including, without limitation, for lack of use or if Top Tellers Ltd believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Service.

Any suspected fraudulent, abusive or illegal activity that may be grounds for termination of your use of Service, may be referred to appropriate law enforcement authorities. Top Tellers Ltd may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice.

You agree that any termination of your access to the Service under any provision of this Terms of Service may be affected without prior notice, and acknowledge and agree that Top Tellers Ltd may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Service.

9. Disputes Between Users

You agree that you are solely responsible for your interactions with any other user in connection with the Service and Top Tellers Ltd will have no liability or responsibility with respect thereto. Top Tellers Ltd reserves the right, but has no obligation, to become involved in any way with disputes between you and any other user of the Service.

10. Liability

Top Tellers Ltd shall not be in default or be liable for failure to observe or perform in accordance with these Terms for any reason or cause which is outside of the reasonable control of Top Tellers Ltd, including without limitation, war, insurrection, riot, civil commotion, strikes, lockouts, industrial disputes, acts of god, act of governments, flood, storm, tempest, power shortages or power failure, or an inability to obtain sufficient labour, raw materials, fuel or utilities.

11. Jurisdiction and Dispute Resolution

The laws of Cyprus and Australia NSW govern these Terms and any dispute of any sort that might arise between the parties. Any dispute relating in any way to these Terms will only be adjudicated in the courts of Cyprus and Australia NSW.

Each party consents to exclusive jurisdiction and venue in these courts. Notwithstanding the foregoing, either party may seek injunctive relief in any state, federal, or national court of competent jurisdiction for any actual or alleged infringement of such party’s, its affiliates’ or any third party’s intellectual property or other proprietary rights.

12. Usage of Data

Top Tellers Ltd is a part of a corporate structure working together with affiliate companies Seamless1 Pty Ltd, Seamless1 Hair Europe Ltd, Peptame, Interactive GEM Ltd, Fork Lane Ltd, STINA Business Solution GmbH, STINA Technologies d.o.o. and usage of data can be shared across the incorporated companies.